As written in the ACA (or at least how I understand it and have read several articles that claim the same); the IRS cannot collect the penalty through any means of wage garnishment, nor can they apply interest to the amount owed for the penaly/tax WRT to obamacare. They can take it from a refund owed to a filer, but cannot take any other legal remedies to go after a filer for the penalty.
The simplest solution is to find a health care plan that fulfills the requirements of the ACA (if you must have insurance), or if you don’t want to pay for healthcare insurance, then owe taxes every year and only pay the amount you owe for actual taxes and not the penalty. Clearly put on the memo section of the check that the money is for taxes owed and not the shared responsibility payment/penalty.
Of course you have to deal with rule by fiat from this piece of garbage who calls himself president, so you might have legal fees for going this route.
Still does not answer the question of how a man who will file short form, and will not be able to find ins because of preexisting conditions for both will ever dig themselves out of the hole they are in.
I tied what little savings I have into annuities, Marital Trust and then secondary trusts.
When I did that they panicked and thought there was actual money in a Trust that would get her Medicaid cut off. I left neither of them a dime. Goes to grandson for college/trade school, books and tuition only per semester, want more get a job! 1 ER grant of $500 if it meets the approval need to the trustees who are not his parents.
Thanks for the clarification, that helps.