[Iron Munro]

Nothing more than a savings account with payroll deduction.

Join a Credit Union.

Better interest, more convenient and not run by terrorist sympathizers.

[slowhandluke]

No, I don't think it's a savings account. It's a pension, as the plan is to convert it to an annuity when you retire.

Once retired, you won't be able to pass this on to your kids and grandkids once you retire, as you can with a savings account.