[cynwoody]

Well, that’s the bank’s problem. Most banks nowadays cover any unauthorized use of your card, as long as you report it within a certain time frame.

No, it's your problem if your checks bounce.

My solution is always to use my Amex card.

I remember when "check cards" were introduced. My new ATM card came with a MasterCard logo and a brochure touting the new charge card "feature".

I called the 800 number and asked if that meant charges could be made without entering the PIN. They said yes, it's more convenient — you can use it anywhere a credit card can be used. I told them to close my account. They said, hold on, we'll send you a new card. And they did. In the next day's mail — no stinkin' MC logo and a new account number not in the MC range.

ATM card should be used only at ATMs. All other payments should be using charge cards!

[Boogieman]

Well, to each his own I guess. I have bounce protection and fraud protection from my bank, so there is really nothing to worry about, for me.

[Chances Are]

Well, what if you used an AmEx card at Target in the time frame in question? How would that affect the equation?

CA....