Let’s get back to basics:
With a deductible of over $6000, and much higher co-pays, the average medical patient in the USA at the beginning of the “covered year’ will have to pay all of their early costs out of their pockets, anyway.
Getting such payments onto your account records will be the next major hurdle.
Mark my words.
Yep. Yesterday I was at my insurance agent's office for some business related stuff. I checked on health insurance in the private market for a family of four: 900/month premiums and a 12,000.00 deductible. I laughed and walked out.