like I said, one of my FAVORITE pastimes —I just discovered google spreadsheets (NEAT!!!! http://docs.google.com/spreadsheet/ ) and in no time I cranked out a sample retirement for someone making $50k and wanting to retire in 35 years. https://docs.google.com/spreadsheet/pub?hl=en&hl=en&key=0AgZB_Re5rHCXdGJSTHg4Qm1YVEpYOGZLVmFYd0FFZ1E&;
Thank you very much! I’ll check it out.