Bad luck, a failure to learn from past mistakes, not having the integrity to own up to those mistakes, and generally doing stupid crap to being with...
Yeah... I’d say there’s more than just one variable at play here and no... Love alone ain’t gonna fix it.
>> Love alone ain’t gonna fix it.
Of course not; according to the St. Nicholas (Kristoff) School of Thought, the fix also calls for buckets full of tax dollars redistributed by an all-powerful, all-knowing federal government.
The ability to learn from the mistakes of others would be pretty handy in climbing out of poverty, as well as learning from one’s own blunders.