This was interesting in the manual:
“DEDUCTIBLES: The amount consumers owe for health care services before the health insurance or plan begins to pay. For example, if the deductible is $1000, consumers will spend $1000 of their own money on health care services before the insurance company starts to pay for services. THE DEDUCTIBLE MAY NOT APPLY TO ALL SERVICES.”
Services not covered don’t count toward the deductible.