[ToastedHead]

So they have no premium, but are on the hook for the first $12,700.

My “not real insurance but I’m too stupid to know it” catastrophic plan made a lot more sense.

[nascarnation]

In my view there are two things that must be done to control costs

1) cut the tie between employment and med coverage

2) make policies that are not insurance but are actually prepaid medical care reflect that true cost.