Posted on 11/09/2013 8:19:34 AM PST by Kenny
Jon Kingsdale, who oversaw the Massachusetts health insurance exchange from 2006 to 2010, is a managing director of the Wakely Consulting Group. Wakely has provided actuarial and other technical assistance for the Obama administration’s Affordable Care Act.
“The Affordable Care Act is not just a Web site. It’s much more,” President Obama said last month. This focus beyond short-term technical problems is meant to bolster the faith of those, like me, who support the Affordable Care Act. However, it will succeed only if the administration does much more than fix the Web site.
As HealthCare.gov — the main door to insurance shopping for 13 million of the 17 million uninsured who are eligible for subsidies — gets patched up in the coming weeks, the government must also prepare the world’s largest insurance store to meet two equally daunting challenges.
The first is to get enrollment, billing and premium collections working smoothly. In 2006, when we launched the Massachusetts Health Connector, which became the prototype for insurance exchanges under the ACA, my team encountered start-up problems. Tracking billing and collections was a much bigger challenge than getting our Web site to work.
Here’s why: Enrollees are not covered until their first month’s premium is received. In the individual insurance market, premium billing and collection is difficult to track. Folks frequently pay late or in weekly installments, or send too little or even too much. And when they stop paying, they often do not notify the insurer; the company must determine whether it is an intentional termination, an oversight, or a lost or late payment. Unlike most of today’s 15 million direct enrollees, who pay premiums on their own, an estimated 27 percent of those who will be eligible for tax credits under the ACA do not have checking accounts.
(Excerpt) Read more at washingtonpost.com ...
The illegals who sign up will have to get checking accounts....unless Obama decides they can pay in pesos.
The GOP?
Since when do they do their job?
The GOP is on board.
Don’t worry. People who “forget” to pay their premiums will be “forgiven” by us.
But will say the opposite to get a cash donation.
My entire life I've known I was 'different', which I always claimed was a blessing for being a Feb 29 baby, but FR has taught me, I'm not much different than millions of other Americans ... I just grew up in a liberal family and went to public skule.
My point being that, somewhere along the line .. I guess I 'grew up' and started looking through other than selfish glasses.
zero CAN'T be so numb to what millions of Americans think of him ... and I'm not convinced he's so insulated and protected that he thinks he can continue to run roughshod over my beautiful nation.
I don't know, maybe I attribute too much to what is in that skin.
There was, perhaps, an unintended, but telling, remark within the so-called statements of "apology" in the NBC interview this week.
With regard to Adm.'s intent with ACA:". . . because they want 'em, as opposed to because they're forced into it." - Barack Obama, NBC Interview, 11-07-13
The biggest lie of them all is this telling statement--else, why would there be a "penalty" (uh, a "tax," as Chief Justice Roberts calls it) for failure to participate??
Contrast Obama's statement with the honest wisdom of America's First President:
"Government is not reason, it is not eloquence, it is force; like a fire, a troublesome servant and a fearful master. Never for a moment should it be left to irresponsible action." - George Washington
Youth of America, you were not asked, were you, if you "want" that added expense for insurance you probably will not need for several years? Bet you could use your earnings in those early years for getting your first apartment, your first car, etc., etc. But, no, you are being "forced" to use your hard-earned dollars to pay for other people's assorted unhealthy lifestyles, or the myriad of other "forced" coverages you don't need or want!
"However combinations or associations of [factions] may now and then answer popular ends, they are likely, in the course of time and things, to become potent engines, by which cunning, ambitious, and unprincipled men will be enabled to subvert the power of the people, and to usurp for themselves the reins of government - destroying afterwards the very engines which have lifted them to unjust dominion." - George Washington
Yep, I wonder about that too.
If this law mandates that we all have insurance, will insurers be allowed to cancel policies for non-payment?
And what if someone whose insurance is cancelled shows up in the ER? Will they be retroactively put back on insurance, even if not paid for?
Remember, Obamacare was sold to hospitals and doctors based on the idea that every patient will have some type of insurance. Hospitals and doctors write off many millions in healthcare costs right now, due to people with no money or no insurance.
Or what about low information types, who act responsibly, sign up, but never pay the bill? Or who assume they get a subsidy and don’t need to pay?
There are so many questions for which Obama and his henchmen have no answers.
What I haven't heard is any kind of urgency to stop this. They should be reassuring people they're going to halt it asap so no more will lose their policies. They should talk about doing the people's will like Cruz & Lee in shutdown.
The people don't want Obamacare, never did. Somewhere saw that this was all for 45 million uninsured Americans, most of whom didn't want insurance to begin with.
I think the only thing to stop what is a total disaster is for a full rebellion. I really hope it doesn’t come to that but there doesn’t look like any other options at this time. Lord help us or come quickly.
I’m all for people doing whatever they can in their own circumstances to resist, to fight this. Sabotage the system, use subterfuse, delay, whatever.
But I’m also thinking that it would possibly work if DOCTORS would band together and strike against obamacare. I don’t mean all individually going their seperate ways to find alternatives in their own practices such as concierge medicine or to retire, move to another country, etc.
I mean openly band together and act as one against obamacare. Let already retired or soon to retire doctors go to DC and camp out in front of the WH and Congress. Let them walk the halls and offices there and give them an earful.
Then we, as recipients of their critical services, need to stand up and back their strike.
There would be some ER doctors and some regular docs who would still see the worst off patients during the stike. But otherwise patients stay away, doctors do not work a usual schedule, everyone stay away from the exchanges the navigators the phone number etc.
Demand that the trainwreck of people being thrown off, of premiums and deductibles going thru the roof, the mandate and penalty dates etc, be HALTED.
Or else the strike continues. If healthcare workers like nurses, lab techs, pharmacists etc get thrown out of work let them join the strike. Just file for unemployment and live for striking against obamacare.
I would love to see doctors, whom obamacare IGNORES and treats like vassal slaves, lead a strike and the rest America join them!!!
Even better would be if the people fought back. GOP should have ads talking to people, telling them they don't have to be ruled by their government because they are the government. They should call, write, and shout out resistance to their representatives, tell the gov't to listen to the people and not just each other.
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