Ditto at my employer. They got rid of the HMO option. Now stuck with a BC Anthem PPO or High Deductible plan. Chose the PPO but deductibles have increased by an order of magnitude from around $100 to $1000 per person and the plan will only pay 80% of hospitalizations, etc. post-deductible compared to 90% before. I do save some money from the pay check deduction but dumping all the savings into a Health Savings Plan praying nobody has to go to the ER which is no longer covered. If someone does go to the ER went from $125 co-pay to $1000 deductible + 20% of other costs.
Then that’s probably what ours is going to be, too. We get to ‘look’ at the new plan on Nov 5. Managers are grim when discussing it.
Fact is, I might not be able to afford insurance come January. Then what?