Not sure the point you are trying to make here...... I am sure it is a good one though, can you elaborate?
my point is this:
(and you are nice to say you think it is a good one, maybe maybe not)
but a shopper for motorcycle or auto insurance can get on Pregressive’s web site, put in their driver license number, their zip code, vehicle id number and get a bid for auto insurance asap
what is the big diff?
a shopper for health ins on the bocare site should be able to put in birthdate, height weight, smoker drinker or not, health issues (asthma, high blood pressure, aids) and get a bid