I have been researching these for a while, and they are very interesting, but they are also very limited and frankly, almost absurdly “pharisaical” or fundamental in their requirements. For example, at least two of the three require total abstinence from even wine, meaning that they would not accept Jesus as a member. Moreover, this ignores the heart and cardiovascular system benefits of having wine.
They also require some legalistic red tape related to church membership and other activtiies, which opens them up to admin abuses I fear. Another thing they tend to do is eschew the value of participation, ie, they don’t have a cat only high deductible option, which encourages good stewardship.
On the whole, I love the idea for sure - I want to make that clear - and since these groups started these plans, it is their right to regulate membership as they see fit. I do maintain however that like a lot of organized “religion” - they over shoot on the legalism. Still a thousand percent better than Obama Care and I applaud the general idea.
I hope one comes around that addresses some of my concerns...I think there would be a huge market for that.
I don’t think a new one would count for an Obamacare exception. I think they have to have been in existence since 1999 or something like that. I thought I had read that.