Our insurance is sooo good. I don’t want to lose it. :(”
You might not lose it if you are a large group but what might happen is that your premiums, co-pays and deductibles will increase. For your own planning, you might ought to find out what state the policy is written in and what the mandates are for that state. They are all different which is one of the reasons why individuals trying to buy policies across state lines would be difficult, if not impossible.
Texas didn’t add any new mandates during the last Legislative session but if your policy is written in another state, might not apply to you. Unfortunately most people I deal with don’t have a hard copy of their benefit schedule or group contract. This is something I always recommend that people have in their files. When you are part of a conglomerate, it’s hard to figure out who really takes care of what.
Mine was good too. I already lost it back in 2011 when the first mandates of ObamaCare took effect.