[driftless2]

Mr. Harvey's "reasoning" is akin to the excuses I've told in my life my people who claim they can't afford something (cable tv, a trip, etc.) because of lack of money. These same people will then blithely spend hundreds or thousands of dollars on non-essential items. Why don't they just admit that some things are more important to them than other things?
Person: "I want to add a room to my house because we have a growing family, but I can't afford it".
me: "but you just bought a new boat costing thousands of dollars
person: "I need that boat for fishing
me: "then you made a choice...fishing was more important than adding a room."

[wintertime]

I have an acquaintance who insists that she and her husband can not afford health insurance. However....Recently, they sent one of their two dogs to a dog training camp for three weeks because of the dog’s behavior problems.

Choices, choices, choices!

Go figure! ( sigh!)