Morning Cousin Kabar,
Haven’t seen you in a while.
This rollout is so bad it’s a failure.
Oncit I had to install a new payroll system for an inner city hospital....Baltimore.
Had two years advance, big money....came day for it to go live (people don’t want to hear about “glitches” causing them to get no paycheck)...IT WORKED!
And I didn’t have the federal gubmint and endless money to throw at that thing.
I’m betting all over America are folks like me, charged with putting in something new, working day and night, and getting it done!
We know the federal gubmint is not up to this challenge.
This is not a winner for these dolts.
Oh, and guess what? Exactly ONE person signed up for Obamacare here in Delaware. That person showed his plan.
Now I know they’re giving subsidies for the prenmium....his was $1000 a month about, when it had been around $300.
But the subsidy will kick in but here’s the hidden cost.
His deductible was $2500!
His prescription deductibe was $1,000.
His co-pay was 70-30.
wait till this guy goes to the doctor and finds out he has to use up $2,500 worth of charges a year before his “subsidized” insurance kicks in, plus one grand of dough before a prescription is purchased.
And when it DOES finally pay something, he will have to pay 30% of the bill.
In short, forget the subsidy, he will have to pay over three grand before the health insurance pays a dime.
These Americans who think this is free with that big subsidy got a lot of learning to do.
And Doctors have started to demand all the deductable up front, on account, before your first appointment
Good morning. Good points all. According to some articles I have read, patients will be asked to pay the deductible up front before receiving services.
Patients Pay Before Seeing Doctor as Deductibles Spread
When Barbara Retkowski went to a Cape Coral, Florida, health clinic in August to treat a blood condition, she figured the center would bill her insurance company. Instead, it demanded payment upfront. Earlier in the year, another clinic insisted she pay her entire remaining insurance deductible for the year -- more than $1,000 -- before the doctor would even see her.
The practice of upfront payment for non-emergency care has been spreading in the U.S. as deductibles rise. Now, the advent of the Patient Protection and Affordable Care Act is likely to accelerate that trend.
Many of the plans offered through the law’s insurance exchanges have low initial premiums to attract customers, while carrying significant deductibles and other out-of-pocket cost sharing. The second-lowest tier of Obamacare plans in California, for example, carries a $2,000 annual deductible.