[sr4402]

Doesn’t require math

You don't know Dave's approach then. Dave says you have to get mad at debt and say "I have it!". It's the psychological angle that is so effective here.

Also, he says in the video, that simple math shows whats wrong with Obamacare from a Business angle (not political).

However if you want debt, can you give me an interest free loan of $1Million for Life?

[Parmy]

If the mind-set is that debt is bad and one understands that when one has debt one is not free, then there is no need for math. The obvious modus-operendi is that of cash. That means you save until you can pay for what you desire. If you don't have the cash, then the desire is forgone and one moves on.

Generally, one cannot miss what one doesn't have. One makes do. That is what our ancestors did day in and day out.