I find it hard to believe ANYone would volunteer to be enslaved for a financial burden they can't afford.
People don't buy cars, steaks, new clothes, houses, ... whatever ... because they can't afford it.
Why would someone sign up for this .... unless there IS a 'gotcha' that some are finding is a bargain.
Quixotic Queries Question Quality! - At healthcare.gov, the plot thickens
......"This points to bad management, lack of accountability, and a broken contractor procurement process.".....