You overlook the fact that many SS check recipients collect far more $$$$$ than they ever paid into it. You support that, too?
And here was my answer:
“Miracle of compounded interest. I expect to get far more from my 401k than I ever put into it. Your question is invalid.”
I’m being too flippant, I’m sorry. Let me amplify a little...
If a person works their whole life, paying in to SS, the payout is reasonable. You brought up some good examples why that’s not always the case: The rules allow someone who only works a few consecutive quarters to collect as if they paid their whole life, and that is not right. You have good points, and I rubbished them. I apologize.