The trouble with your proposal is the mathematics. You have the math wrong. 200,000,000 adults paying $2,080 each is only $416,000,000,000, or in words $416 billion. This is not enough to cover the national debt. If the debt ceiling is raised to $16 trillion, using 200,000,000 adults, the tax would need to be more like $80,000 per adult. At that level, I think you’d have a serious non-compliance problem since $80,000 per year is greater than 100% of annual income for the majority of Americans.
Nobody is proposing to pay off THE MORTGAGE. All that has to be covered if the monthly payments.
This miscomprehension of Gross debt versus ongoing payments is a purposeful deception. Don’t buy into it.
You can probably carry your mortgage but have no ability to pay it back in full on short notice.