[2:14:59 pm]: Susan
Thank you for your questions today. Is there anything else I can assist you with?
[2:15:34 pm]: pat
Will I be able to obtain a subsidy since I now realize I will have to pay?
[2:22:58 pm]: Susan
Thanks again, have a good day.
It only took an hour to reach the inevitable end. That was from https://healthcare.gov/chat
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None of it works.