The cheapest - the "bronze plan" being sold on the exchange - has a $6,000.00 deductible.
All those who thought this was going to be free health care are going to be UNpleasantly surprised when they have to pay up to 6K themselves before they even get a penny. AND they'll freak when they find out they STILL have to pay their premiums anyway, even though they never get sick enough to benefit from them!
Let's just say all those democrat voters who supported this monstrosity are finally finding out what's in it - and it's gonna hurt!
ALSO, only certain doctors are going to work with the exchanges. The GOV will tell those on exchanges who their doctors are. Opps!
Obamacare is essentially catastrophic coverage with free flu shots. For a few people this is better than nothing, but for everyone losing employer provided care it is a disaster.
And that deductible is yearly...so if you have a hospitalization at the end of the year and another one the following year, say early in the year, you are out 12000.00. Plus there may be co pays and drug costs. Most people don’t understand deductibles or co pays. I have yet to see anything that is teaching people about this. These folks think all they have to do is pay a monthly premium and they can have all their medical costs covered, just wait for the fall out!