Yes this will collapse for more reasons then I have time. Number one is no way their going to get the young to go along with this. Millions of kids have student loans in default. All they have to is go to the Department of Education website ....do their financials ...get a payment they can afford...and their set. Thing is this established website is so convoluted only three out of ten make it through....what do you think the failure rate on these exchanges will be...Ha
As long as people think living in huge debt is normal (and many do) they don’t care....