So let me get this straight. If you deposit 10,000, that is reported to the gov. If you deposit less than 10,000, they assume that you are trying to avoid the reporting. But the small deposits are reported to the gov...
Just as with NSA, all the data are kept in perpetuity, so even if the gubmint only in the future decides to track something “unforeseen” about you (for your trial, intimidation or questioning), they can dredge up the full original source data. So these arbitrary, (e.g., $10k) boundaries are merely the current whimsy, announced only in attempts to affect our behaviors, cowing us into submissive postures.
HF