[tobyhill]

“Well I’m the one that does the budget,” said his wife. “Eventually I’ve got that coming down the pike that I gotta figure out what we’re gonna cut what we’re gonna do, to afford a $1,000 a month premium.”

It’s obvious what they should do, drop the insurance, save the $1000 a month and then pay cash for any medical issues. For any major medical expenses then pay it out like a car note.

[MeganC]

If they don’t have health insurance then they have to pay the fine/penalty/tax to the IRS. It’s a no-win situation.

[arthurus]

Pay cash and for big ticket things, go offshore. The prices will be much lower and the “procedures” will be much more likely available in a timely away. Research international health insurance for the big things. It is available and will become more so. Combine heart surgery with a nice hotel stay and a trip to somewhere in the Caribbean or Thailand.

[Venturer]

“Well I’m the one that does the budget,” said his wife. “Eventually I’ve got that coming down the pike that I gotta figure out what we’re gonna cut what we’re gonna do, to afford a $1,000 a month premium.”
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Maybe you could do what Obama does, Don’t cut anything, just keep spending and start printing your own money.