Yes, I think that is individual. Max out of pocket for family I just posted.
They did a news article on a DFW local station tonight. Two health navigators were walking the street and went up and knocked on an apartment door in shady neighborhood. Fat Mexican holding a light skinned kid came to the door. The two insurance whores started telling him how he and his family was eligible for insurance. No way in hell is that guy going to pay $2 dollars fo insurance for himself and his half dozen kids and esposa.
They will just keep showing up at the emergency room and expecting free healthcare.