Sorry for the tardy response, but I don't login that much anymore.
I don't log in too much either.
I think we were talking about Chicago...who can remember that far back? I do remember the COLD in Chicago. We lived there only a year (daddy's work) and we lived on North Wolcott Avenue. I saw the street address in an article about my dad--he had been a famous athlete WAY back when. Anyway, I was only four years old or so but I do remember the cold. When we were outside playing in the snow, it was impossible to distinguish my sister and me except that she was taller. :o)
We have a crew of crazzies who swim in the San Francisco Bay every day, from the Dolphin Club. In the summer the water is 53 degrees and in the winter the water is 51 degrees.
That is why there is so much fog, especially in the summer--the hot inland air hits the ever frigid San Francisco waters and voila fog city--brrrrrrr!!!!