Um, no, not in this decade.
Pal, I don't know where you're getting your investment advise...two examples from Fidelity:
Then a couple from Vanguard:
I just pulled those screenshots today. And, yes, I could easily find others that were better...or others that were worse.
No, the good man is a millionaire, there is no way to get around it.
OK...whatever you say.
You said “Most Annuities” I used your source that said 2.7% was the highest. Now you pull out some others and say that means “most”
Make up your mind.
Even the roulette wheel pays off some of the time, but not most of the time.