[steve86]

I believe they are going to end up waiving the limited open enrollment periods because the system is going to be so starved for subscribers. Even as of now the state exchanges have the option to create additional open enrollment periods. The real problem for many is going to be the rule that prevents you from enrolling outside of an open enrollment period unless some qualifying event occurs (loss of job & insurance, etc.). I did not know about that rule until right now. If they actually enforce all this stuff they are going to end up with 3 or 4 subscribers.

[Mike Darancette]

I do know that there is to be enrollment periods for Exchange plans, I do not know about private plans. Imagine if all health insurance could only be sold in the Oct 15 - Dec 7th window. If this enrollment period does not apply to private plans then I guess you could get them as needed (if individual private health insurance plans continue to exist).

Scary Obamacare factoid. Washington DC is banning all new sales of non-exchange individual health insurance.