Too much of American(and internationl life) is effectively controlled by the policies of insurance companies.This was caused by greedy lawyers and greedy clients.
I beg to differ. Monopolies exist ONLY because of gov’t. Allow the Free Market, and reigning in tort law, and those ‘controls’ disappear.
It’s a shame that States have gotten in to the act as well (see healthcare ‘minimums’...birth control, addiction, etc. when 1/2 don’t need the former and 90% don’t need the later.