I had Kaiser for years. My Dr. was very pleasant but let me know that logic didn’t supersede guidelines. Kaiser was very much for ACA, but they are charging more on the exchange.
Ain’t no “but” there, that was their plan. The California providers are arranged by county, a large number of them are HMO’s that are currently providing MediCal services, and many of the rest are HMO’s. In my county, there’s one PPO and one “Executive PPO” (a PPO with lower than normal reimbursements for out of network coverage). Essentially, Kaiser will become an attractive and competitive option. Their support for ACA has promoted them into the big leagues.