That depends on where you live and where you work. Do you ride public transportation through bad areas? I live in the rural areas now but spent a few years close to the worst section of a city. Walked and rode through high crime areas. I am 50 now and more careful, but have not been victimized by any type of crime against me or my property and I carry thousands of dollars in cash and cash equivalents at times.
I live in a large town (by UK standards), bar two years on a farm. I have worked and lived in Glasgow, the UK’s hardest and most violent city. As well as Paisley, which was once Europe’s murder capital (by % of murder). I have driven and walked through some of the UK’s worst areas. With a company car, expensive suits and watch, mobile phone etc.
For all that, my one crime was ironically a burglary in my own home!.