[GOPJ]

Ummm, I was in a Social Security office a few years ago and over half the people in the waiting room were in their late twenties - early thirties. Many looked like gang bangers... Some of these people will be collecting for the next 50 to 60 - maybe 70 years. It's takes a lot more than $800,000 to create $1,200 a month for 50 years.

Plus they're destroying a system designed to help people who really are disabled... That's awful. The United States is broke - crippling people with this kind of dependency is nuts.

[jjotto]

Yes, all of Social Security is now a welfare program. SSDI is doubly damaging because there isn’t even the phony accounting entry “paid in”.

BTW, a $400k 60-year annuity at 3% will indeed yield around $1200/month, but that’s almost meaningless given the inflation coming.