You sound old, badly-educated, and unemployed.
You really aren't very good at assessing people, now are you?
I am old (perhaps the moniker "OldPossum" was a clue), 72 in fact. But I am not badly-educated (two degrees) and neither am I unemployed in the sense that I am of the age in which I should be working. I am retired and the retirement income of my wife and myself is $95,000 annually. Not too shabby, huh?