Answer to your poll:
I have been paying cash for three decades. Including a couple of bouts with cancer, I am probably two hundred thousand dollars ahead of the game.
that sounds about right by my calculation too...
If i get major illness just dig a hole and i]ll drop into it.
I dont want to bankrupt my children taking care of me.
I already told them not only would I want them to pull the plug, but slam a couple of dozen doses of morphine into the IV drip so I go out having some fun