Posted on 03/12/2013 11:52:38 AM PDT by Kaslin
By now, most people have concluded that the Patient Protection and Affordable Care Act (ACA, Obamacare) does not reduce the cost of healthcare for the majority of Americans, and certainly does not protect them. Healthcare costs - both insurance and out of pocket expenses - have more than doubled for many and will continue to increase. What is difficult and confusing to most of us is attempting to understand how this all fits together and why.
Just a few months ago, the Obama administration had serious concerns regarding formation of state health insurance exchanges. This vital component of the ACA is necessary to move it forward, yet only 17 states agreed to build exchanges. The federal government pivoted and approached this problem from a different direction. They offered to pick up the tab on an expansion of Medicaid for 2 years, and then 90% thereafter forever. That was enticing enough to persuade eight GOP Governors, who previously wanted no part of the health insurance exchanges, to accept this gift. They viewed this as separate from Obamacare, but is it really? Unfortunately, it is not. It is all tied together.
To understand what is happening, it is necessary to examine this issue historically. For over a century, Progressives have unsuccessfully tried to pass bills in Congress which would establish single payer, government run healthcare. For them, this has always been the holy grail. Realizing that success could only be achieved incrementally, they settled for passage of Medicare in 1965. By controlling the healthcare of senior citizens, and then the poor through Medicaid, the federal government gained a foothold into healthcare that for decades they had sought. Over the next 50 years, our Federal government slowly assumed a greater role in healthcare through regulation and legislation. Then, in 2008, the most progressive president in history was elected and the goal of a single payer, government run system was closer than ever.
To make the leap from where we are today to a single payer system, things have to get so bad that the federal government will be left with no viable alternative other than stepping in to rescue the American health care system. The myriad and still not fully understood regulations in the ACA makes this outcome inevitable.
Insurance premiums are soaring. This is the result of insurance mandates in the ACA to provide free care- free screening, free wellness programs, and free contraception. These costs are passed along to their customers. Insurance companies cannot deny coverage based on pre-existing or high risk conditions. They cannot charge the sickest patients more than three times as much as the healthiest patients. Consequently, premiums rise for everyone. However, beginning in 2014, HHS Secretary Sebelius has oversight over these charges, and insurance companies will no longer be able to pass along these costs to customers; they will have to absorb them. Eventually it will become unprofitable to remain in the health insurance business and they will stop writing policies. Companies such as The Principal foresaw this and moved out of the health insurance business, dropping millions of patients in the process.
When the number of insurance companies reaches a critically low threshold so that patients cannot obtain healthcare coverage, the federal government will have to step in and offer patients a public option, which will likely be Medicaid for everyone. The GOP Governors who are expanding Medicaid at the behest of the federal government are helping to facilitate and accelerate this process, paving the way for full government run healthcare. Insurance companies will be unable to compete with the federal government, which is acting as both a player in the insurance market and also as the referee in the system, until private insurance companies cease to exist in healthcare.
Another piece of the puzzle is hospitals. Their powerful lobby made sure that very favorable provisions were included in the ACA, giving them an unfair market advantage. They are consolidating, merging with other hospitals and purchasing physician practices, leaving some areas of the country short of physicians in private practice. They are creating entities called Accountable Care Organizations-similar to the capitated HMOs of the 1990s, only much worse. Anti-trust laws are being relaxed or ignored entirely to accelerate this process. The ACO is better suited to deliver government run healthcare because physician behavior is easier to regulate. The hospital is the employer and the government writes a single check to the hospital, which distributes the money to everyone involved in the care of a patient.
Many people mistakenly believe that a government run healthcare system will be the solution to our current health system dysfunction, however, countries like England, with its National Health Service, are moving away from this failed model just as we rush to embrace it. Such systems are not compassionate. By their very design they must force rationing, decided by experts, instead of you and your physician. Everyone will receive the care that the government chooses for society, not for an individual.
All Americans need to connect the dots quickly, before it is too late to matter.
Unfortunately, and apparently, the majority of Americans are too stupid to realize the validity of the points made in this article.
Exhibit 1. The re-election of Obama.
She's backing out of a general practice and returning to her specialty where she will have fewer hours, half as many patients, and more time sitting down than standing up!
I understand that's sweeping through Kaiser like a wildfire. Makes their medical care package worth far less than before ObamaKKKare.
So higher prices for less service ~ and even more folks than before totally uninsured, and add to that IRS hounding the uninsured for "their share".
I'm going back to selling bright red revolutionary people's shakfus arm bands!@
Check out where the VA gets it’s doctors.
This article is the most straightforward, direct and honest explanation I’ve read of what is happening (and will happen) to our health care in this country.
In order to gain control over the population, a Marxist goal, you must control their health care. It is a principal tenet of their beliefs. The health care programs have been proposed by the “Progressives” for generations now because of that. There is little or nothing related to actual care of the public health involved. It was, is and always will be about POWER over the people.
“So higher prices for less service ...”
THAT is a given without which “O” and his creatures would not have bothered to push the thing.
The deal the health insurance industry got in the back room of Harry Reid's office was a reasonable window of six or seven years to withdraw from the market in an orderly manner, liquidate and move their capital to greener pastures.
The problem with health care began when companies offered it to their employees as part of their compensation. Thus people began to think of something that had a definite cost as being “free.” And the entitlement mentality was born. It will never go away.
When I deal with someone who has the healthcare entitlement mentality, I ask them if they also have car insurance. Usually, they do. Then I ask them if they take care of their cars; get oil changes, have work done to replace worn or defective parts, etc.... They usually do that, too. Then I ask them if they turn the bills for that work over to their car insurance carrier. That’s when they start to get uncomfortable.
And just wait until American smiles start looking like so many of the British smiles we have seen in so many pictures! Remember.........Nationalized Health Care includes Dental Care, too!
See my tagline
Still, if the healthcare insurance industry implodes because of guaranted issue and mandated coverage, congress would still need to pass legislation to achieve national socialist health care.
The criminal federal government will encourage Medicaid expansion as much as possible, but this would not entirely fill the coverage void. Moreover, because of crushing deficits and debt, the fiscal burden of Medicaid expansion at the state and Federal level would not be feasible for most states and the Federal government. Reckess policies, namely the expansion of Medicaid and the nationalization of health care, will destroy federal, state, local credit rating, so that governments will be spending their money on interest payments, not helathcare.
The holy grail is not the socialization of health care. The real goal is the destruction of the US economy and societal collapse. These people are that evil.
Youtube: Oklahoma Doctors vs Obamacare
Very enlightening and short video of how it all can be done better and cheaper. Too bad so many don’t want to accept the truth.
20,000 pages of 0bama Health Care regulations
Despicable. Been watching the nightly shows. The one thing that I’ve observed is how blatantly dishonest the people on the left are. You can tell, when they talk, that there is so much they want to say, but they’re afraid. Afraid that people will finally know what they are really all about.
Hopefully, that 7+ ft monstrosity will help folks finally start to realize.
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