If you read the fine print at the AARP website it indicates it will receive a royalty from United Health Care on policies sold to AARP members. In my opinion royalty equates to a kickback.
IF you’re fast enough when the ad comes on tv it’s also in the tiny, tiny print at the bottom of the ad for about 15 seconds. Not nearly enough time to put on the cheaters to see what it says. LOL! I “dislike” those clowns so much that I get a little po’d when someone asks me if I have my card. Then if I’m nice, I politely tell them what they can do with their offer. Yeah, “royalty” should be in quotes. Another “code” word.