So, what's a good source to contact to get a copy of your own credit report? In view of them having more info than they generally give you, is there a source that is more complete than others? Speaking of secret dossiers, what about checking what your background check shows?
Go to each of the 3 credit bureaus to order a free credit report - which you can do once a year. If you create a login to the bureaus instead of freecreditreports.com, you can flag errors for correction and make sure they were done correctly. If you use the free site, you con't to the disputes.
Try www.equifax.com www.transunion.com www.experian.com
By law they have to correct misinformation. They also have to include a letter from you that explains a reason for any outstanding debt.
It’s up to you to correct a faulty credit report, so you have to keep up on what’s in it.
By law you are entitled to a free credit report once a year from every credit reporting company. You have to request it though.