[nobamanomore]

I am not a smoker, but by these standards, gays need to be charged higher rates. A risky lifestyle is a risky lifestyle and deserves an increase. I also think that by the same token, obese people also need to be charged extra. We all know what lifestyles are unhealthy, we can’t just charge extra for the ones that are politically correct and expedient.

[Salamander]

“we can’t just charge extra for the ones that are politically correct and expedient.”

You misspelled “paraphilias protected by law”.

[dragonblustar]

I am not a smoker, but by these standards, gays need to be charged higher rates.

The Sandra Flukes of the world should face a premium increase as well.