Out of curiosity, for people who have to make payrolls,...how do you make ends meet when:
1) The Fed IRS decides they aren’t going to even start processing Fed Income Tax returns until after Jan13.
2) Computer fraud and identity theft wipes out your accounts except for a pittance.
3) Bank policy refuses to freeze accounts which have fraudulent withdrawals being charged against them.
4) Emergency funds placed in the accounts after suffering identity theft are then frozen and removed by the banking institution to pay off the fraudulent withdrawals.
5) State Income Tax procedures are delayed because the state refuses to post 2012 income tax forms until after Jan13.
Is it any wonder other forms of liquidity aren’t being removed out of the system?