[McGavin999]

Not that I would call someone expecting their monthly Social Security check a “moocher”, but do you really believe there’s a 1-to-1 ratio between what you will receive versus what you paid in?

Actually, if you had been allowed to invest the amount withhel and matched (after all if your employer did not have to make that payment it would have been apid in wages to you) over the last 40 years you would have enough to live on comfortably.

[Common Sense 101]

Don’t disagree with you at all... just saying that what you will ultimately receive is more than you paid in.