Every gun I own is loaded all the time; even when I had small children in the house. Every firearm loaded and a firearm in every room. My children's lives depended on it.
This fruitcake doesn't deserve a firearm, a "girlfriend" or anything else. This is the sort I will not defend when SHTF.
What is up with that? Do you live in Afghanistan or some crime ridden area of a US city? It seems to me it would be cheaper to just wear a holster...