The present argument is that the buyer is only getting a license and that is not transferable to the estate. Ditto for if you store your photo's in some “cloud” server.
Like all the adverts for gold - nothing beats tangible assets.
One other reason may have to do with an issue that is rearing it’s legal head lately : who owns the media (iTunes/music, photographs, voice mail, eBooks etc) purchased on-line when the purchaser dies?
That is SO true. I have movies on Amazon Instant Video that I purchased and do wonder who will have these movies when not only I do but my wife as well. Will my children fight over them? Will my account be voided? Do I have to put this in the will? I know this seems simple at this point, but as electronic video libraries become more than a small amount of movies, books, music and suddenly becomes “money”...what happens????