...................To whom do you make your payments? Whoever it is CAN NEVER GIVE YOU A “SATISFACTION” in return when you make that last payment ..............
Maybe I’m a simpleton! But, if you can show cancelled checks, or drafts, that you have paid your mortgage debt to a holder of record on time and in the proper amounts, you countersue the current foreclosure agent showing him that you are paid up to date, and then let the note parties work it out amongst themselves.
I believe that everyone that has been foreclosed upon during the past decade fiasco knows that they have either paid their obligation, or have not paid. No pay, no excuses!
WAMU declared me in default, and was going to foreclose, and a few nasty letters between the CEO’s office and myself, along with copies of my cancelled checks finally cleared up their problem after four months of go around.
Then, the next month they made another posting error, and they started off the bullshit once again.
Then, the next month they made another posting error, and they started off the bullshit once again.
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These errors occur because the supposed lender is usually only acting as a servicer and has no real idea what is expected as far as payment on each loan by the Master Servicer who is usually the Wall Street “bank” that created the security that they sold shares in. WAMU sold everything into securitization .. Noob1999 you don’t have a loan with WAMU (or Chase) , it was destroyed as an operation of creating the certificates sold. You are still being used as a cash cow despite the fact that your obligation was extinguished. You will NEVER NEVER NEVER get clear title on that property. Why are you making RENT payments on it ?