My heart goes out to you, I know my situation can change very quickly and I’d be in much the same boat.
God bless and keep you.
Yep, bad planning on my part does not constitute an automatic emergency on anyone else’s part :) I was a few years short in my planning ( who plans to be disabled at 45) but never was much good in math. FReepers allow me to maintain a positive attitude. Folks b*tching and moaning about the same things that bother me. As long as I wake up in a warm place I am well blessed. Hope all works out for you!! Always available to lend an ear...