I haven't filed, I assume I won't get it because I'm (gasp!) a White Urban Male and as such the Obama Government is hell bent on denying me ANYTHING.
The reality is, I wouldn't be able to survive on the paltry Disability payments I'd receive. While my house is paid for, I live in a high property tax state and still have two sons to put through college. I recently turned 50 and I plan on working and making as much money as I possibly can, for as long as I can.
When the day comes that I can't keep my balance without assistance, I'll get a walker.
When a walker no longer suffices, I'll get a wheelchair.
After that, who knows ... hopefully I'll be dead.
I didnt have the option to work. Went from easy living with a combined salary of just over 100K. Overnight we plunged to 30K and seldom break even. We’ve purged everything we can. We don’t eat out. My neighbors game me these computers to fix and allow me to use their internet connections. We don’t go on vacations anymore,(gosh do I miss the Caribbean) My car is a 1998 explorer with near 200K miles on it and a broken air conditioner. 98K left on mortgage. Learned last week that we qualify for food stamps. I did not file for it. My social security was not an entitlement. I paid for that disability protection. And the bastards denied me. Hence my recommendation to file again. Best of luck. Merry Christmas!