How exactly did they FORCE you not to drop secondary insurance?
What did they say they’d do if you DID drop it?
They told me it was against the law and that I could make the request to drop it, but it would probably go nowhere. It was odd and I didn’t understand it...
I figured OK, I can use the added benefit of the secondary somehow, because I just didn’t have the wherewithal to deal with the HR/insurance people anymore. It wasn’t too long after that I herniated two discs in my low back shoveling snow.
Turns out it worked to my advantage to have both plans when that occurred, but I never expected to wreck myself either.
Don’t get me wrong, I’m not really complaining about it at all. I just related the story to illustrate the point that a lot of people are clueless about all of this insurance stuff and say outlandish things. This is especially true now that the ACA mandates are starting to kick in.
They just refused to remove the name from the list of covered individuals on the policy.