There are going to be alot of surprised people over the next month or two
You are being very charitable in assuming that they will be alert enough to notice.
US policy over the last 2 decades has been to underwrite debtors at the expense of savers, so of course consumers just love it. The Fed continues to reward them with cheaper and cheaper money, while forcing pensioners to take greater stock market risks since they can’t do much better than 1% in an annuity.