[SeekAndFind]

So, if instead of using PV value calculations, we use “actuaraily sound figures”, is America’s debt and future obligations situation better or worse?

[muawiyah]

When it comes to figuring out how much the federal employee retiree obligations are, and how much of that has already been paid for by retiree deposits in previous years, we need several actuaries, and some personal information we don't have about federal employees or federal retirees.

I've done it for myself and the way it works out, under the worst expected situation (8% inflation and 8% interest rates), I'd have to live to be 200 years to reach a point where the federal government had actually had to fork over a single penny for my retirement.

It takes at least 3 actuaries to arrive at a consenses regarding the probability of an individual today living to be 200 years of age.

With lower rates of inflation and interest, it's still pretty much the same thing.

Someone might use Present Value Analysis to compare one retirement system to another.