Why are these people not demanding that their employer pay their car insurance?!!
Don’t give them any ideas. We would be better off if health coverage would be more like car insurance. Policies are issued to a person, for a specific vehicle which has an accepted value, for what that person wants covered, for a specific maximum amount and there is no such a thing as pre-existing. Actually someone needs to acknowledge that you can’t insure your health - just your death and even then you decide how much your dying is worth to others. It’s all just crazy.