You and I are on the same page. I am prepared to take the ‘sting’ of closing the 401k and convert it to assets that can be better utilized for retirement. I will be danged if I let anyone get their hands on it.
I talked to our finance guy.
Our 401(k) is structured such that it is virtually impossible to take anything out while in service.
I’d have to quit or be fired in order to access it. Even hardships don’t count unless you can document you’ve tried other options and been turned down for other sources of financing.
So I’m basically stuck.